Personal Finance
Vehicle finance, personal & simple
Whether you're buying new or pre-owned, we secure the right finance at a competitive rate.
Why apply with Carfin?
- Competitive rates — we compare offers so you don't have to
- Fast turnaround — streamlined digital application
- Trusted partners — every major SA bank and lender
- Tailored options — fixed or linked, terms that fit your budget
- Clear guidance on options, fees and obligations
How it works
- Apply online — share details and vehicle info securely
- We source offers across leading lenders
- Pick the rate, term and structure that suits you
- Approve and drive — we finalise paperwork
Products we can help with
- Instalment Sale — own the car once settled
- Balloon / Residual — lower monthlies with a final lump sum
- Leasing options — flexible terms
- Private-to-private — buy from a private seller safely
What you'll need
- SA ID document
- Recent payslips and 3 months bank statements
- Proof of residence (≤ 3 months)
- Vehicle details and purchase proposal